Absolutely not – in fact, we encourage you to check your credit score and credit reports regularly. Checking your own credit score is what’s known as a “soft inquiry,” and does not harm your credit.
A “hard inquiry” is what happens when you apply for a new line of credit – such as a credit card – and a lender checks your credit. Multiple hard inquiries in a short time frame may have a negative impact on your credit score.
For more information on the difference between soft and hard inquiries, you can learn more in this article.
